Your actual
processing rate.
Divide all processing fees by card volume for the same period. Compare an optional scenario using your own assumptions.
Your effective rate
$7,500.00 ÷ $250,000.00 × 100
Scenario monthly fees
Monthly cost difference
Annualized difference
Understand the assumptions
The initial figures are illustrative. This is a calculation, not a quote or forecast.
A positive difference means the comparison scenario costs less under your assumptions; a negative difference means it costs more. Annualized figures assume the same volume and fee mix for 12 months.
Card mix, average ticket, cross-border fees, currency conversion, refunds, chargebacks, software fees, reserves, and contract terms can change the result. Reserve principal is not a processing fee. Do not count a fee twice.
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