@import url("https://fonts.googleapis.com/css2?family=DM+Sans:ital,opsz,wght@0,9..40,400;0,9..40,500;0,9..40,600;0,9..40,700;1,9..40,400&family=DM+Serif+Display&display=swap");

:root {
  color-scheme: light;
  --ink: #1a1a2e;
  --forest: #1a1a2e;
  --deep: #131323;
  --lime: #b08d57;
  --paper: #faf9f7;
  --line: #e8e6e1;
  --muted: #707080;
  --soft: #f1efeb;
  --white: #fffefb;
  --warm: #f5f0e7;
  --radius: 18px;
  --shadow: 0 18px 60px #163c3710;
  font-family: "DM Sans", ui-sans-serif, system-ui, sans-serif;
  color: var(--ink);
  background: var(--paper);
  font-synthesis: none;
  text-rendering: optimizeLegibility;
  -webkit-font-smoothing: antialiased;
}

* { box-sizing: border-box; }
html { scroll-behavior: smooth; }
body { margin: 0; line-height: 1.6; font-size: 16px; }
a { color: inherit; text-underline-offset: 4px; }
button, input, select { font: inherit; }
button, a, input, select, summary { touch-action: manipulation; }
a:focus-visible, button:focus-visible, input:focus-visible, select:focus-visible, summary:focus-visible {
  outline: 3px solid #b08d57;
  outline-offset: 4px;
}
button { cursor: pointer; }
button:disabled { opacity: .58; cursor: not-allowed; }
.wrap { max-width: 1200px; width: calc(100% - 80px); margin-inline: auto; }
h1, h2, h3, p { margin-top: 0; }
h1, h2, h3 { line-height: 1.1; letter-spacing: -.045em; font-weight: 650; }
h1 { font-size: clamp(42px, 4.8vw, 66px); margin-bottom: 26px; }
h1 em, .page-intro h1 em { font-family: "DM Serif Display", Georgia, serif; font-weight: 400; letter-spacing: -.055em; }
h2 { font-size: clamp(28px, 3vw, 40px); margin-bottom: 20px; }
h3 { font-size: 23px; }
p { color: var(--muted); }
.skip { position: absolute; left: 20px; top: -100px; background: var(--lime); color: var(--deep); padding: 12px; z-index: 10; font-size: 14px; }
.skip:focus { top: 12px; }
.preview-bar { background: #f1eadf; border-bottom: 1px solid var(--line); padding: 10px 20px; text-align: center; font-size: 14px; color: #68563d; }
.site-header { border-bottom: 1px solid var(--line); background: #faf9f7f2; }
.header-row { display: flex; align-items: center; justify-content: space-between; gap: 20px; min-height: 90px; }
.brand { font-size: 26px; font-weight: 750; letter-spacing: -1.1px; text-decoration: none; display: inline-flex; align-items: center; }
.brand-switch { color: var(--lime); font-weight: 500; }
.brand-icon { display: inline-grid; place-items: center; width: 33px; height: 33px; background: var(--forest); color: var(--lime); font-size: 21px; border-radius: 9px; margin-right: 10px; font-weight: 700; }
.brand-dot { color: #b08d57; }
.site-header nav { display: flex; align-items: center; gap: 23px; }
.site-header nav > a:not(.button) { text-decoration: none; font-size: 16px; font-weight: 550; white-space: nowrap; }
.site-header nav > a.active { text-decoration: underline; text-decoration-thickness: 2px; text-underline-offset: 6px; }
.button { display: inline-flex; justify-content: center; align-items: center; gap: 12px; min-height: 54px; border-radius: 9px; background: var(--forest); border: 1px solid var(--forest); color: var(--white); padding: 13px 21px; text-decoration: none; font-size: 16px; font-weight: 650; line-height: 1.3; transition: background .16s, transform .16s; }
.button:hover { background: var(--deep); transform: translateY(-1px); }
.button.secondary { background: transparent; color: var(--forest); border-color: #d8d2c8; }
.button.secondary:hover { background: var(--soft); }
.button.small { font-size: 15px; padding: 11px 15px; min-height: 46px; }
.button.light { background: var(--lime); color: var(--deep); border-color: var(--lime); white-space: nowrap; }
.hero { display: grid; grid-template-columns: 1.25fr 1fr; gap: 72px; align-items: center; padding-block: 78px 82px; }
.hero h1 { max-width: 680px; font-size: clamp(45px, 5.1vw, 68px); line-height: 1.04; letter-spacing: -.055em; }
.eyebrow, .kicker { display: block; text-transform: uppercase; letter-spacing: .12em; font-size: 14px; font-weight: 750; color: var(--forest); margin-bottom: 21px; }
.eyebrow { display: flex; align-items: center; gap: 10px; letter-spacing: .09em; font-size: 14px; }
.green-dot { width: 8px; height: 8px; border-radius: 50%; background: #b08d57; box-shadow: 0 0 0 4px #b08d571c; flex: 0 0 auto; }
.hero-description { font-size: 19px; line-height: 1.7; max-width: 565px; margin-bottom: 29px; }
.actions { display: flex; gap: 12px; flex-wrap: wrap; align-items: center; }
.micro { font-size: 14px; line-height: 1.7; margin-top: 17px; max-width: 540px; }
.decision-card { border-radius: 24px; background: var(--forest); color: white; padding: 30px 33px 0; box-shadow: 14px 14px 0 #eee8de; position: relative; }
.card-topline { display: flex; align-items: center; justify-content: space-between; gap: 10px; margin-bottom: 31px; }
.card-topline .kicker { color: #d5b985; margin: 0; font-size: 13px; letter-spacing: .14em; }
.mini-pill { font-size: 13px; border: 1px solid #ffffff30; color: #e6dfd3; padding: 5px 9px; border-radius: 5px; white-space: nowrap; }
.decision-card h2 { font-size: 34px; margin-bottom: 26px; font-weight: 500; letter-spacing: -.025em; }
.check-row { display: flex; align-items: start; gap: 18px; border-top: 1px solid #ffffff22; padding: 19px 0; }
.check-row > span { font-size: 14px; color: #d5b985; margin-top: 4px; }
.check-row strong { font-size: 17px; font-weight: 600; }
.check-row p { margin: 4px 0 0; font-size: 15px; color: #dfdfe4; line-height: 1.6; }
.card-bottom { display: flex; justify-content: space-between; border-top: 1px solid #ffffff22; font-size: 15px; padding: 22px 0; color: #d5b985; }
.card-bottom > span:last-child { font-size: 22px; line-height: 1; }
.signal-strip { border-top: 1px solid var(--line); border-bottom: 1px solid var(--line); background: #f4f2ee; }
.signal-strip > .wrap { display: flex; justify-content: space-between; gap: 25px; padding-block: 21px; font-size: 15px; }
.signal-strip span { color: var(--muted); }
.signal-strip strong { font-weight: 650; }
.signal-strip strong::before { content: "✓"; margin-right: 10px; color: #a7824d; }
.section { padding-block: 72px; }
.section-heading { display: flex; justify-content: space-between; align-items: end; gap: 30px; margin-bottom: 31px; }
.section-heading h2 { margin: 0; }
.section-heading .kicker { margin-bottom: 14px; }
.section-heading > p { max-width: 340px; font-size: 16px; margin-bottom: 0; }
.path-grid, .guide-grid { display: grid; grid-template-columns: repeat(3, 1fr); gap: 20px; }
.path-card { border: 1px solid var(--line); background: var(--white); padding: 27px; border-radius: 14px; text-decoration: none; transition: box-shadow .2s, border-color .2s; }
.path-card:hover, .guide-card:hover { border-color: #c6ab7d; box-shadow: var(--shadow); }
.path-num { font-size: 14px; border-radius: 7px; width: 34px; height: 34px; display: grid; place-items: center; background: var(--soft); margin-bottom: 29px; }
.path-card h3 { font-size: 22px; letter-spacing: -.035em; margin-bottom: 12px; }
.path-card p { font-size: 16px; margin-bottom: 25px; }
.text-link { font-size: 16px; font-weight: 650; text-decoration: none; color: var(--forest); }
.text-link:hover { text-decoration: underline; }
.muted { background: var(--soft); }
.guide-card { border: 1px solid var(--line); border-radius: 14px; background: var(--white); display: flex; flex-direction: column; align-items: start; padding: 26px; transition: box-shadow .2s, border-color .2s; }
.guide-card .kicker { font-size: 13px; margin-bottom: 20px; color: #8f7045; line-height: 1.4; }
.guide-card h3 { font-size: 22px; line-height: 1.25; letter-spacing: -.03em; }
.guide-card h3 a { text-decoration: none; }
.guide-card p { font-size: 16px; line-height: 1.7; }
.guide-card > .text-link { margin-top: auto; padding-top: 12px; }
.draft-badge { display: inline-block; border: 1px solid #d7d3b9; border-radius: 4px; color: #71663b; background: #f8f5e7; padding: 4px 8px; font-size: 13px; line-height: 1.5; margin-top: 12px; }
.review-cta { border-radius: 18px; background: var(--forest); color: #fff; display: flex; justify-content: space-between; align-items: center; gap: 40px; padding: 43px; }
.review-cta h2 { font-size: 33px; max-width: 580px; margin-bottom: 15px; }
.review-cta .kicker { color: #d5b985; font-size: 13px; }
.review-cta p { color: #d6d6dc; max-width: 570px; font-size: 17px; margin-bottom: 0; }
.site-footer { background: var(--deep); color: var(--paper); border-top: 1px solid var(--line); padding-top: 48px; }
.footer-grid { display: grid; grid-template-columns: 1.3fr 1fr 1.3fr; gap: 75px; padding-bottom: 37px; }
.footer-grid p { color: #cfced5; font-size: 15px; max-width: 320px; line-height: 1.8; margin-top: 13px; }
.footer-grid > div > strong { display: block; font-size: 15px; margin-bottom: 14px; }
.footer-grid > div > a:not(.brand) { display: block; color: #e1e0e5; font-size: 15px; text-decoration: none; margin-bottom: 10px; }
.footer-base { border-top: 1px solid #ffffff26; padding-block: 19px; display: flex; justify-content: space-between; gap: 25px; color: #b8b7c2; font-size: 13px; }
.page-intro { padding-top: 67px; padding-bottom: 30px; max-width: 1200px; }
.page-intro > p { max-width: 700px; font-size: 19px; line-height: 1.7; }
.page-intro h1 { font-size: clamp(40px, 5vw, 62px); }
.page-intro.compact h1 { font-size: clamp(37px, 4.6vw, 57px); }
.hub-body { padding-top: 20px; }
.category-block { margin-bottom: 55px; }
.category-block .section-heading h2 { font-size: 28px; }
.count { font-size: 14px; color: var(--muted); }
.article-wrap { padding-top: 25px; padding-bottom: 70px; }
.breadcrumbs { display: flex; gap: 12px; align-items: center; font-size: 14px; color: var(--muted); flex-wrap: wrap; }
.breadcrumbs a { text-decoration: none; }
.article-header { max-width: 900px; padding-top: 46px; padding-bottom: 35px; }
.article-header h1 { font-size: clamp(36px, 4.4vw, 58px); line-height: 1.08; }
.article-dek { font-size: 20px; line-height: 1.7; max-width: 800px; }
.byline { display: flex; gap: 16px; align-items: center; flex-wrap: wrap; color: var(--muted); font-size: 14px; }
.byline .draft-badge { margin: 0; }
.article-layout { display: grid; grid-template-columns: minmax(0, 800px) 250px; gap: 65px; }
.prose { font-size: 18px; line-height: 1.8; }
.prose h2 { font-size: 29px; line-height: 1.2; margin-top: 42px; letter-spacing: -.03em; }
.prose p, .prose li { color: #555566; }
.prose ul { padding-left: 22px; }
.prose li { padding-left: 5px; margin-bottom: 10px; }
.answer-box { background: #f3eee4; border-left: 4px solid #b08d57; border-radius: 0 12px 12px 0; padding: 25px 29px; margin-bottom: 36px; }
.answer-box .kicker { font-size: 13px; margin-bottom: 10px; }
.answer-box p { margin: 0; font-size: 19px; color: #302c34; line-height: 1.75; }
.article-sidebar { padding-top: 8px; }
.sticky { position: sticky; top: 25px; }
.article-sidebar nav { display: flex; flex-direction: column; gap: 15px; border-left: 1px solid var(--line); padding-left: 17px; }
.article-sidebar nav a { font-size: 15px; text-decoration: none; line-height: 1.5; color: var(--muted); }
.article-sidebar nav a:hover { color: var(--forest); }
.article-sidebar .kicker { font-size: 13px; }
.sidebar-cta { background: var(--soft); border: 1px solid var(--line); padding: 21px; border-radius: 12px; margin-top: 30px; }
.sidebar-cta h3 { font-size: 21px; line-height: 1.25; letter-spacing: -.03em; }
.sidebar-cta p { font-size: 15px; }
.table-scroll { overflow-x: auto; margin-block: 25px; }
table { width: 100%; border-collapse: collapse; font-size: 16px; line-height: 1.6; }
th, td { text-align: left; vertical-align: top; border: 1px solid var(--line); padding: 14px; }
th { background: #f1ede6; font-weight: 650; }
td { background: white; color: #4f4f5e; }
details { border-bottom: 1px solid var(--line); padding: 17px 0; }
summary { font-weight: 650; cursor: pointer; line-height: 1.5; font-size: 18px; }
details p { margin: 12px 0 0; font-size: 16px; }
.sources { font-size: 16px; border-top: 1px solid var(--line); margin-top: 35px; }
.sources h2 { font-size: 22px; }
.sources a { overflow-wrap: anywhere; }
.notice { background: #f6f1e7; border: 1px solid #e5d8c0; border-radius: 9px; padding: 17px 19px; font-size: 15px; color: #66563f; line-height: 1.8; margin-block: 22px; }
.tool-layout { display: grid; grid-template-columns: 1fr 1fr; gap: 55px; align-items: start; padding-block: 15px 80px; max-width: 1100px; }
.form-card { border: 1px solid var(--line); border-radius: 16px; padding: 31px; background: var(--white); box-shadow: var(--shadow); }
.form-card h2 { font-size: 25px; letter-spacing: -.03em; margin-bottom: 23px; }
.form-card label:not(.checkbox) { display: block; font-size: 16px; font-weight: 650; margin-bottom: 7px; }
.form-card input:not([type="checkbox"]), .form-card select { display: block; width: 100%; border: 1px solid #d8d2c8; border-radius: 7px; background: #fffefb; color: var(--ink); padding: 11px 12px; min-height: 48px; font-size: 16px; margin-bottom: 20px; }
.form-card fieldset { border: 0; padding: 0; margin: 0; }
.form-card fieldset legend:not(.sr-only) { font-size: 17px; font-weight: 650; border-top: 1px solid var(--line); width: 100%; padding-top: 24px; margin-bottom: 20px; }
.field-help { font-size: 14px; line-height: 1.7; margin-top: -7px; margin-bottom: 23px; }
.form-card > .field-help:last-child { margin-top: 16px; margin-bottom: 0; }
.form-card button[type="submit"] { min-width: 190px; }
.result-card { background: var(--forest); color: white; border-radius: 16px; padding: 32px; }
.result-card .kicker { color: #d5b985; margin-bottom: 14px; }
.result-card output { font-size: 68px; font-weight: 450; letter-spacing: -.055em; line-height: 1.2; }
.result-card p { font-size: 16px; color: #d6d6dc; margin-top: 12px; margin-bottom: 0; }
.result-row { display: flex; justify-content: space-between; gap: 20px; font-size: 15px; border-top: 1px solid #ffffff25; padding-top: 15px; margin-top: 15px; color: #dfdfe4; }
.result-row strong { color: #d5b985; }
.tool-note { padding: 28px 4px 0; }
.tool-note h2 { font-size: 23px; letter-spacing: -.03em; }
.tool-note p { font-size: 16px; line-height: 1.8; }
.lead-layout { display: grid; grid-template-columns: 1.15fr .85fr; gap: 68px; align-items: start; padding-block: 5px 80px; max-width: 1050px; }
.lead-explainer { padding-top: 20px; }
.lead-explainer h2 { font-size: 29px; letter-spacing: -.03em; }
.lead-explainer .check-row { border-color: var(--line); gap: 18px; padding-block: 23px; }
.lead-explainer .check-row > span { color: #a7824d; }
.lead-explainer .check-row strong { font-size: 17px; }
.lead-explainer .check-row p { font-size: 16px; color: var(--muted); margin-top: 8px; }
.stepper { display: flex; list-style: none; gap: 0; margin: 0 0 27px; padding: 0; border-bottom: 2px solid var(--line); font-size: 15px; }
.stepper li { flex: 1; padding: 0 0 13px; color: #8c978e; }
.stepper li.current { color: var(--forest); font-weight: 700; border-bottom: 2px solid var(--forest); margin-bottom: -2px; }
.checkbox { display: flex; align-items: flex-start; gap: 12px; margin: 23px 0; font-size: 14px; color: var(--muted); line-height: 1.8; }
.checkbox input { margin-top: 5px; width: 19px; height: 19px; accent-color: var(--forest); flex-shrink: 0; }
.optional { color: var(--muted); font-weight: 450; }
.form-error { color: #a03e2a; font-size: 16px; margin-top: 15px; line-height: 1.6; overflow-wrap: anywhere; }
.form-error:empty { display: none; }
.honeypot { position: absolute; width: 1px; height: 1px; overflow: hidden; left: -9999px; }
.sr-only { position: absolute; width: 1px; height: 1px; padding: 0; margin: -1px; overflow: hidden; clip: rect(0, 0, 0, 0); white-space: nowrap; border: 0; }
[hidden] { display: none !important; }
#request-reference { overflow-wrap: anywhere; }
.about-layout { display: grid; grid-template-columns: minmax(0, 1.5fr) minmax(260px, .7fr); gap: 70px; padding-bottom: 80px; }
.about-layout .prose h2:first-child { margin-top: 0; }
.about-note { align-self: start; background: var(--warm); border: 1px solid #e7ddcd; border-radius: 16px; padding: 28px; }
.about-note h2 { font-size: 27px; }
.about-note p { font-size: 16px; line-height: 1.75; }
.recovery-links { border-left: 3px solid #b08d57; padding: 6px 0 6px 22px; margin-bottom: 40px; }
.recovery-links .kicker { margin-bottom: 8px; }
.recovery-links p { margin-bottom: 0; font-size: 17px; }

@media (max-width: 1100px) {
  .wrap { width: calc(100% - 48px); }
  .hero { gap: 40px; padding-block: 55px; }
  .hero .actions { flex-direction: column; align-items: start; }
  .decision-card { padding: 25px 25px 0; }
  .decision-card h2 { font-size: 30px; }
  .signal-strip > .wrap { flex-wrap: wrap; gap: 13px 25px; justify-content: center; }
  .signal-strip span { width: 100%; text-align: center; }
  .article-layout { gap: 35px; grid-template-columns: minmax(0, 1fr) 210px; }
  .lead-layout, .about-layout { gap: 35px; }
  .footer-grid { gap: 40px; }
  .guide-card { padding: 22px; }
  .site-header nav { gap: 14px; }
}
@media (max-width: 760px) {
  .wrap { width: calc(100% - 36px); }
  .header-row { min-height: 78px; flex-wrap: wrap; gap: 10px; padding-block: 14px; }
  .brand { font-size: 24px; }
  .site-header nav { gap: 13px; flex-wrap: wrap; }
  .site-header nav > a:not(.button) { font-size: 14px; }
  .site-header nav > .button { font-size: 14px; padding: 9px 12px; min-height: 42px; }
  .hero { grid-template-columns: 1fr; gap: 35px; padding-block: 39px 48px; }
  .hero h1 { font-size: clamp(43px, 9vw, 58px); }
  .hero-description { font-size: 18px; }
  .hero .actions { flex-direction: row; align-items: center; }
  .hero .button { font-size: 15px; }
  .decision-card { margin-right: 8px; max-width: 520px; }
  .decision-card h2 br { display: none; }
  .card-topline { margin-bottom: 21px; }
  .decision-card h2 { font-size: 28px; margin-bottom: 20px; }
  .check-row { padding: 16px 0; }
  .section { padding-block: 48px; }
  .section-heading { align-items: start; flex-direction: column; gap: 15px; }
  .section-heading > p { max-width: 100%; }
  .path-grid, .guide-grid { grid-template-columns: 1fr 1fr; gap: 14px; }
  .path-grid > .path-card:last-child { grid-column: 1 / -1; }
  .path-card { padding: 21px; }
  .path-num { margin-bottom: 21px; }
  .review-cta { padding: 29px; flex-direction: column; align-items: start; gap: 25px; }
  .review-cta h2 { font-size: 30px; }
  .footer-grid { grid-template-columns: 1fr 1fr; gap: 25px; }
  .footer-grid > div:first-child { grid-column: 1 / -1; }
  .footer-grid p { max-width: 100%; }
  .footer-base { flex-direction: column; gap: 10px; }
  .page-intro { padding-top: 40px; }
  .page-intro h1 { font-size: 45px; }
  .page-intro > p { font-size: 18px; }
  .article-layout { display: flex; flex-direction: column; }
  .article-sidebar { order: -1; padding: 0; }
  .sticky { position: static; }
  .article-sidebar nav { display: flex; flex-direction: row; gap: 12px; flex-wrap: wrap; padding: 0; border: 0; }
  .article-sidebar nav a { font-size: 14px; background: var(--soft); border: 1px solid var(--line); border-radius: 5px; padding: 6px 9px; }
  .sidebar-cta { display: none; }
  .article-sidebar .kicker { margin-bottom: 10px; }
  .article-header { padding-top: 35px; padding-bottom: 22px; }
  .article-header h1 { font-size: 40px; }
  .article-dek { font-size: 18px; }
  .about-layout { grid-template-columns: 1fr; gap: 30px; }
  .about-note { max-width: 600px; }
  .tool-layout, .lead-layout { grid-template-columns: 1fr; gap: 30px; padding-bottom: 45px; }
  .tool-layout, .lead-layout { max-width: 600px; }
  .form-card { padding: 25px; }
  .lead-explainer { padding-top: 5px; }
  .preview-bar { font-size: 13px; }
  .related .guide-grid { grid-template-columns: 1fr; }
}
@media (max-width: 460px) {
  .header-row { justify-content: center; padding-block: 14px; }
  .site-header nav { justify-content: center; width: 100%; gap: 10px 15px; }
  .site-header nav > a:not(.button) { font-size: 13px; }
  .hero h1 { font-size: 43px; }
  .hero .actions { flex-direction: column; align-items: stretch; }
  .hero .button { font-size: 15px; }
  .eyebrow { font-size: 12px; letter-spacing: .06em; }
  .path-grid, .guide-grid { grid-template-columns: 1fr; }
  .path-grid > .path-card:last-child { grid-column: auto; }
  .path-card .path-num { margin-bottom: 15px; }
  .path-card h3 { margin-bottom: 8px; }
  .path-card p { margin-bottom: 17px; }
  .signal-strip > .wrap { gap: 10px 16px; font-size: 14px; }
  .signal-strip strong::before { margin-right: 4px; }
  .footer-grid { grid-template-columns: 1fr; }
  .footer-grid > div:first-child { grid-column: auto; }
  .page-intro h1 { font-size: 39px; }
  .article-header h1 { font-size: 35px; }
  .form-card { padding: 21px; }
  .form-card .actions { gap: 8px; }
  .form-card .button { font-size: 14px; padding-inline: 15px; }
  .form-card button[type="submit"] { min-width: 150px; }
  .review-cta { padding: 25px; }
  .review-cta h2 { font-size: 27px; }
  .result-card output { font-size: 62px; }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { scroll-behavior: auto !important; transition: none !important; }
}