Tired of rejections, freezes,
and living in fear of your next
processor email?

You built a real business. You deserve to know if you're at risk — and what to do about it. Check your risk level in 60 seconds.

ACCOUNT FROZEN?

Woke up to a shutdown email?

Your revenue stopped. Customers can't pay. You're scrambling. We've helped thousands of merchants get back online — usually within 24-48 hours.

Most merchants approved same-day
Processors that actually want you
Get Back Online →
FEELING UNEASY?

That pit in your stomach every time you check email?

You're not paranoid. Thousands of merchants get shut down every month without warning. Find out if you're actually at risk — before it happens.

See your actual risk level
Know if your industry is flagged
Check If I'm At Risk →
THINKING AHEAD

Want a backup before you need one?

Smart merchants don't wait for disaster. Get pre-approved with a backup processor now, so you're never caught off guard.

Compare processor options
Find ones that fit your business
Find Backup Options →

Risk Varies By Industry

Some industries face more scrutiny than others. Find where you stand.

High Risk

Supplements & Nutra

Health products, vitamins, weight loss, subscription boxes

Check my risk →
Medium Risk

Telehealth

Virtual healthcare, online prescriptions, therapy platforms

Check my risk →
High Risk

Cryptocurrency

Exchanges, wallets, trading platforms, NFT marketplaces

Check my risk →
Medium Risk

Travel & Tourism

Agencies, OTAs, tour operators, advance bookings

Check my risk →
Low Risk

SaaS & Software

Subscriptions, B2B platforms, usage-based billing

Check my risk →
High Risk

CBD & Hemp

Oils, edibles, topicals, even if fully legal

Check my risk →

From Merchants Who've Been There

Real stories from business owners who checked their risk

"I was with Stripe for 2 years. No warnings, no issues. Then one morning — frozen. I wish I'd known I was high-risk and had a backup ready."

M
Marcus R.
Supplements · $80K/mo

"The calculator showed I was medium-risk. Got a backup approved that week. Two months later, my main account went under review. I didn't panic."

D
David L.
Travel Agency · $120K/mo

"I had no idea telehealth was considered risky until I ran this. Now I have two processors and sleep a lot better at night."

S
Sarah K.
Telehealth · $200K/mo

Why Check Your Risk?

Because not knowing won't protect you

Stop Wondering

Know your actual risk level instead of hoping for the best

Find Your Category

Discover your business code — the #1 factor in processor decisions

Get Matched

Find processors that actually want your business type

Take Action

Get a checklist to reduce your risk and protect your business

Payment Processor Directory

Explore 40+ alternatives to Stripe for your business

🖼️

Frame

A simple solution for complicated payments; transaction analysis and thoughtful customer support

🍋

Lemon Squeezy

Streamlined solution for digital goods; easy setup, strong customer support, and analytics

🚣

Paddle

Comprehensive platform for SaaS with billing, licensing, and global tax handling

💡

FastSpring

E-commerce solutions for software and SaaS; global payments and subscriptions

📦

Chargebee

Subscription management for SaaS and SMBs; robust billing and revenue management

🌟

Recurly

Dynamic subscription management; churn reduction and actionable data insights

💳

Braintree

Versatile global payments platform; multiple payment methods with conversion focus

🌐

2Checkout

Versatile payment solutions; global payments, subscription billing, digital commerce

🧍

Payoneer

Cross-border payments simplified; local payment ease globally with multi-currency

🚀

Maxio

B2B SaaS billing and financial operations; formerly Chargify

📱

Square

Versatile POS and payment solutions for small businesses; retail and mobile

🛒

Shopify Payments

Integrated with Shopify; seamless shopping cart and payment experience

🥭

Mangopay

Modular payment infrastructure for marketplaces; global payouts, AI anti-fraud

👽

Mollie

EU-focused solution to accept payments, optimize conversion, and access funding

🪶

Adyen

Single platform for payments, risk management, and optimization

⛓️

Coinbase Commerce

Get paid with Base, Ethereum, and Polygon. 1% transaction fee

🪙

BTCPay

Self-hosted, open-source cryptocurrency payment processor. 0% fees

🚤

Lago

Open-source alternative to Stripe Billing. Billing & metering in one place

🏵️

Patreon

Build communities, share exclusive content, monetize through memberships

🎾

Buy Me a Coffee

Simple solution for donations or members-only feeds. One-off and recurring

🛹

Ko-fi

Creator-friendly platform for donations, memberships, commissions. 0% fees

🛍️

Gumroad

Ideal for creators and small businesses; digital products, subscriptions

📯

ConvertKit Commerce

Easy monetization for creators; ebooks, paid newsletters, low fees

🍐

Kajabi

Build, grow, and manage online courses, coaching, memberships. 0% share fees

Frequently Asked Questions

Everything you need to know about StripeSwitch

StripeSwitch is a payment processor decision hub that helps merchants find the right payment solution for their business. We provide risk assessment tools, processor comparisons, and resources to help you make informed decisions.
Businesses switch processors for many reasons: account freezes, high fees, limited features, poor support for their industry, or simply wanting a backup option. Many merchants don't realize they're at risk until it's too late.
Our Risk Calculator analyzes your business description, assigns the appropriate merchant category code (MCC), and calculates your risk level based on industry data. It takes about 60 seconds and helps you understand where you stand.
Risk levels depend on your industry, business model, chargeback rates, and processing history. Industries like supplements, CBD, travel, and telehealth often face more scrutiny from traditional processors.
Yes. Many processors specialize in or welcome higher-risk merchants. The key is finding processors that understand your industry and have experience with businesses like yours.
Absolutely. Many smart merchants maintain backup processors so they're never caught off guard. If one account has issues, you can quickly switch to your backup.
Consider your industry risk level, processing volume, international needs, and the specific features you require. Our Risk Calculator provides personalized recommendations based on your business profile.
Yes. We use industry-standard encryption and never share your business details with third parties without your consent.
Don't panic. Many merchants recover and find better-fit processors. Use our Risk Calculator to understand why it happened and get matched with processors that actually want your business.
Yes. Our Risk Calculator and processor directory are completely free. We're sponsored by Frame Payments, which allows us to provide these tools at no cost.

You've worked too hard to lose it overnight

Check your risk level in 60 seconds. It's free, and it might save your business.